:root{
  --bg:#0b1220;
  --card:#0f1b33;
  --text:#0b1220;
  --muted:#6b7280;
  --brand:#0d2c54;
  --brand2:#143d77;
  --white:#ffffff;
  --soft:#f6f7fb;
  --line:rgba(0,0,0,.08);
  --shadow:0 10px 30px rgba(0,0,0,.10);
  --radius:14px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  font-family: Arial, Helvetica, sans-serif;
  color:#111827;
  background: var(--soft);
  line-height:1.6;
}

a{color:inherit}
.container{
  width:min(1100px, calc(100% - 40px));
  margin:0 auto;
}

.topbar{
  position:sticky;
  top:0;
  z-index:50;
  background: rgba(255,255,255,.92);
  backdrop-filter: blur(10px);
  border-bottom:1px solid var(--line);
}
.topbar-inner{
  display:flex;
  align-items:center;
  justify-content:space-between;
  padding:12px 0;
  gap:16px;
}

.brand{display:flex; align-items:center; gap:10px;}
.logo{
  width:34px; height:34px;
  display:grid; place-items:center;
  background: var(--brand);
  color:#fff;
  border-radius:10px;
  font-weight:700;
}
.brand-text{font-weight:700; letter-spacing:.3px;}

.nav{display:flex; gap:14px; align-items:center;}
.nav a{
  text-decoration:none;
  color:#111827;
  font-size:14px;
  padding:8px 10px;
  border-radius:10px;
}
.nav a:hover{background:rgba(0,0,0,.04)}

.menu{
  display:none;
  border:1px solid var(--line);
  background:#fff;
  border-radius:10px;
  padding:8px 10px;
  cursor:pointer;
}

.mobile-menu{
  border-bottom:1px solid var(--line);
  background:#fff;
}
.mobile-menu a{
  display:block;
  padding:12px 20px;
  text-decoration:none;
  border-top:1px solid var(--line);
}
.mobile-menu .btn{margin:12px 20px}

.hero{
  background: linear-gradient(135deg, var(--brand) 0%, var(--brand2) 60%, #0b1220 130%);
  color:#fff;
  padding:52px 0 40px;
}
.hero-grid{
  display:grid;
  grid-template-columns: 1.25fr .9fr;
  gap:26px;
  align-items:start;
}
.pill{
  display:inline-block;
  background: rgba(255,255,255,.14);
  border:1px solid rgba(255,255,255,.18);
  padding:6px 10px;
  border-radius:999px;
  font-size:13px;
}
.hero h1{margin:12px 0 10px; line-height:1.15}
.sub{opacity:.92; max-width:55ch}

.cta-row{display:flex; gap:12px; margin-top:18px; flex-wrap:wrap;}
.btn{
  border:0;
  background:#fff;
  color:#0b1220;
  padding:12px 14px;
  border-radius:12px;
  font-weight:700;
  cursor:pointer;
  text-decoration:none;
  display:inline-flex;
  align-items:center;
  justify-content:center;
  gap:8px;
}
.btn:hover{filter:brightness(.98)}
.btn-ghost{
  background: rgba(255,255,255,.14);
  color:#fff;
  border:1px solid rgba(255,255,255,.18);
}
.btn-small{padding:9px 12px; border-radius:10px; font-size:13px;}

.trust{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap:10px;
  margin-top:18px;
}
.trust-item{
  background: rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.16);
  border-radius:14px;
  padding:12px 12px;
}
.trust-num{font-size:22px; font-weight:800}
.trust-label{font-size:12px; opacity:.9}

.hero-card{
  background: rgba(255,255,255,.10);
  border:1px solid rgba(255,255,255,.16);
  border-radius: var(--radius);
  padding:18px;
}
.hero-card h3{margin:0 0 10px}
.check{margin:0; padding-left:18px}
.check li{margin:8px 0}
.note{
  margin-top:14px;
  padding:12px;
  border-radius:12px;
  background: rgba(0,0,0,.20);
  border:1px solid rgba(255,255,255,.12);
  font-size:13px;
}

.section{padding:48px 0;}
.section.alt{background:#ffffff;}
.section-head h2{margin:0 0 6px; color:#0b1220}
.section-head p{margin:0; color:var(--muted);}

.cards{
  display:grid;
  grid-template-columns: repeat(3, minmax(0,1fr));
  gap:14px;
  margin-top:18px;
}
.card{
  background:#fff;
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding:18px;
  box-shadow: 0 6px 18px rgba(0,0,0,.04);
}
.card h3{margin:0 0 8px}

.steps{
  display:grid;
  gap:12px;
  margin-top:18px;
}
.step{
  display:flex;
  gap:14px;
  background:#fff;
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding:16px;
}
.step-num{
  width:34px; height:34px;
  border-radius:12px;
  display:grid; place-items:center;
  background: #0b1220;
  color:#fff;
  font-weight:800;
  flex:0 0 auto;
}

.divider{
  height:1px;
  background: var(--line);
  margin:18px 0;
}

.faq{
  background:#fff;
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding:14px 16px;
  margin-top:10px;
}
.faq summary{cursor:pointer; font-weight:700}
.faq p{color:var(--muted); margin:10px 0 0}

.contact-grid{
  display:grid;
  grid-template-columns: 1.1fr .9fr;
  gap:14px;
  margin-top:18px;
}
.form{
  background:#fff;
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding:18px;
}
.row{
  display:grid;
  grid-template-columns: repeat(2, minmax(0,1fr));
  gap:12px;
}
label{display:block; font-weight:700; font-size:13px; color:#111827;}
input, textarea{
  width:100%;
  margin-top:6px;
  padding:11px 12px;
  border-radius:12px;
  border:1px solid rgba(0,0,0,.14);
  outline:none;
  font-size:14px;
}
textarea{min-height:110px; resize:vertical}
.inline{
  display:flex;
  gap:10px;
  align-items:flex-start;
  margin:10px 0 2px;
  font-weight:600;
}
.inline input{width:auto; margin-top:2px}

.hint{color:var(--muted); font-size:12px; margin:8px 0 0}

.contact-card{
  background:#fff;
  border:1px solid var(--line);
  border-radius: var(--radius);
  padding:18px;
}
.muted{color:var(--muted)}
.mini{
  display:grid;
  grid-template-columns: 120px 1fr;
  gap:8px 10px;
  margin-top:12px;
  padding-top:12px;
  border-top:1px solid var(--line);
}
.mini-k{color:var(--muted); font-size:12px; font-weight:700}
.mini-v{font-size:13px}

.toast{
  margin-top:14px;
  padding:10px 12px;
  border-radius:12px;
  border:1px solid rgba(0,0,0,.10);
  background:#f3f4f6;
  font-size:13px;
}

.footer{
  border-top:1px solid var(--line);
  background:#fff;
  padding:16px 0;
}
.footer-inner{
  display:flex;
  justify-content:space-between;
  gap:10px;
  flex-wrap:wrap;
  font-size:13px;
}

@media (max-width: 900px){
  .hero-grid{grid-template-columns:1fr}
  .cards{grid-template-columns:1fr}
  .contact-grid{grid-template-columns:1fr}
  .nav{display:none}
  .menu{display:block}
  .trust{grid-template-columns:1fr}
  .row{grid-template-columns:1fr}
}